Billing Department

Insurance & Billing Guidelines.

Clear instructions on how to use your insurance cover at Trio-Sure Healthcare. Please review the requirements below before approaching the reception desk.

Active Partners:
PACIS Insurance
KCB Insurance

What you need at reception

Biometric Verification

Verification is done purely by fingerprint. Our billing team will scan the finger registered against your policy on the biometric terminal to confirm your eligibility and cover limits, no physical card required.

Original National ID

We require an original identification document matching the name on your insurance profile to confirm your identity and prevent fraud.

Registered Mobile Phone

Some insurance schemes send a secure One-Time Password (OTP) as a backup step, or to confirm the visit. Please have your phone ready in case it's needed.

Co-pays & Exclusions

Certain policies mandate a co-payment per visit. If your specific scheme requires a co-pay, or excludes particular medications or supplements, this balance must be paid directly at the billing desk.

Frequently Asked Questions

Common questions regarding the use of your corporate or retail health cover.

Contact Billing Team

Routine outpatient tests usually do not require pre-authorization. However, highly specialized diagnostics or inpatient admissions require prior approval from your insurance provider before we proceed.